Quality Ratings and Definitions
Appraisers must utilize the following standardized quality ratings within the appraisal report.
Dwellings with this quality rating are usually unique structures that are individually designed by an architect for a
specified user. Such residences typically are constructed from detailed architectural plans and specifications and
feature an exceptionally high level of workmanship and exceptionally high-grade materials throughout the interior and exterior of the structure. The design features exceptionally high-quality exterior refinements and ornamentation, and exceptionally high-quality interior refinements. The workmanship, materials, and finishes throughout the dwelling are of exceptionally high quality.
Dwellings with this quality rating are often custom designed for construction on an individual property owner’s site. However, dwellings in this quality grade are also found in high-quality tract developments featuring residences constructed from individual plans or from highly modified or upgraded plans. The design features detailed, high-quality exterior ornamentation, high-quality interior refinements, and detail. The workmanship, materials, and finishes throughout the dwelling are generally of high or very high quality.
Dwellings with this quality rating are residences of higher quality built from individual or readily available designer plans in above-standard residential tract developments or on an individual property owner’s site. The design includes significant exterior ornamentation and interiors that are well finished. The workmanship exceeds acceptable standards and many materials and finishes throughout the dwelling have been upgraded from “stock” standards.
Dwellings with this quality rating meet or exceed the requirements of applicable building codes. Standard or
modified standard building plans are utilized and the design includes adequate fenestration and some exterior
ornamentation and interior refinements. Materials, workmanship, finish, and equipment are of stock or builder grade and may feature some upgrades.
Dwellings with this quality rating feature economy of construction and basic functionality as main considerations.
Such dwellings feature a plain design using readily available or basic floor plans featuring minimal fenestration and basic finishes with minimal exterior ornamentation and limited interior detail. These dwellings meet minimum
building codes and are constructed with inexpensive, stock materials with limited refinements and upgrades.
Dwellings with this quality rating are of basic quality and lower cost; some may not be suitable for year-round
occupancy. Such dwellings are often built with simple plans or without plans, often utilizing the lowest quality
building materials. Such dwellings are often built or expanded by persons who are professionally unskilled or
possess only minimal construction skills. Electrical, plumbing, and other mechanical systems and equipment may be minimal or non-existent. Older dwellings may feature one or more substandard or non-conforming additions to the original structure.